For a free, same-day pre-qualification,
A Story of Commitment
We close loans sooner! Our team processes your loan as fast as possible.
From loan application to closing, my team will communicate with you to ensure a smooth and quick loan process.
My team of underwriters, processors, and our funding department are all on site. Keeping your file on site cuts down the amount of time it takes to process a loan and gives me the ability to make sure your loan is moving through the system as quickly as possible. We can close your loan in as little as 10 days.
We are committed to making sure the process is smooth from start to finish.
Our Clients Love Us!
We Are Here To Help. We Have Helped Hundreds Of People Achieve Their Dreams Of Home Ownership.
With an extensive loan product line, Lindy and her team are dedicated to finding the loan options that are best for your individual needs.
A loan insured by the Federal Housing Administration open to all qualified home purchasers. While there are limits to the size of FHA loans, they are generous enough to handle moderately-priced homes almost anywhere in the country. FHA loans offer a low down payment and more flexibility than many other types of financing.
Conventional loans are not insured by any government program, and they are the most common type of mortgage. Conforming conventional loans follow the loan amount guidelines set by Fannie Mae and Freddie Mac. Nonconforming loans don’t meet those guidelines, but are still considered conventional. Conventional loans often have higher down payment requirements than government-sponsored loans like FHA and USDA.
There are 4 different types and only one is restricted for first time homebuyers. There are income limits on all 4. The Utah Housing Corporation works in conjunction with FHA and VA. The most recent loan product released works in conjunction with Fannie Mae. Zero money down.
Call us now at 801.205.4000 or send us a message with any questions you may have and one of us will answer you as soon as possible.
5822 S 900 E | Salt Lake City, UT 84121 | Phone: 801-204-9222
Legacy Home Loans, L.L.C. and its loan officers are not liable for information, claims, or agreements made by/between the public and third-party entities. These third-party entities may include but are not limited to: real estate agents/REALTORS®, builders, or developers. Any information provided by independent vendors and data feeds may contain errors, outdated information or purchase conditions, promotions, incentives, and/or possible omissions. Legacy Home Loans makes efforts to update the information contained but cannot guarantee the accuracy of the information provided. We encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We suggest that you seek the professional representation and/or advice of a licensed REALTOR®, as well as any other licensed professionals that are appropriate to your purchase decision, including but not limited to: attorneys, accountants, or certified financial planners. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regard to the information contained herein.
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Borrower approvals are subject to program guidelines, interest rates, and underwriting guidelines and are subject to change without notice based on the applicant’s current eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan, and a reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant.